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Retirement Options

SINGLE PREMIUM DEFFERRED ANNUITY

The Single Premium Deferred Annuity is a type of long-term retirement account designed to grow one’s investment and provide a steady income stream once the individual has retired. The Single Premium accumulates with interest less the applicable charges and expenses from policy issue date to thedate that the annuity commences. The Accumulated Fund is then used to provide an income payment which is dependent on the length of time (term) and form of the annuity and how often payments will be made each year.

SINGLE PREMIUM IMMEDIATE ANNUITY

The immediate annuity provides a series of periodic payments immediately after the Single Premium is paid. The amount of each income payment is dependent on the premium, the length of time (term) and form of the annuity and how often payments will be made each year.

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