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Privacy


Committment to your Privacy

This site is owned and operated by Sagicor Life of the Cayman Islands Ltd. (Sagicor Life of the Cayman Islands). Your privacy on the Internet is of utmost importance to us. At Sagicor Life of the Cayman Islands we want to make your experience online satisfying and safe.
Because we gather certain types of information about our users, we feel that you should fully understand our policy and the terms and conditions surrounding the capture and use of that information. This privacy statement discloses the type of information we gather and how we use it.

Information Sagicor Life of the Cayman Islands Gathers and Tracks

Sagicor Life of the Cayman Islands gathers two types of information about users:

  • Information that users provide through optional, voluntary submissions. These are voluntary submissions from participation in polls and surveys.
  • Information Sagicor Life of the Cayman Islands gathers through aggregated tracking information derived mainly by tallying page views throughout our sites. This information allows us to better tailor our content to readers' needs and to better understand the demographics of our audience. Compiling such aggregated demographic data is essential to keeping our service up to date for our users. Under no circumstances does Sagicor Life of the Cayman Islands divulge any information about an individual user to a third party without consent.

Sagicor Life of the Cayman Islands gathers user information in the following processes:

OPTIONAL VOLUNTARY INFORMATION

We offer the following free services, which require some type of voluntary submission of personal information by users:
1. Polling
From time to time we may offer interactive polls to users so they can easily share their opinions with other users and see what our audience thinks about important issues. Opinions or other responses to polls are aggregated and are not identifiable to any particular user. Sagicor Life of the Cayman Islands may use a system to "tag" users after they have voted, so they can vote only once on a particular question. This tag is not correlated with information about individual users.
2. Surveys
Sagicor Life of the Cayman Islands may occasionally conduct user surveys to better target our content to our audience. We sometimes share the aggregated demographic information in these surveys with our business partners. We never share any of this information about specific individuals with any third party.

USAGE TRACKING

Sagicor Life of the Cayman Islands tracks user traffic patterns throughout all of our sites. However, we do not correlate this information with data about individual users. Sagicor Life of the Cayman Islands breaks down overall usage statistics according to a user's domain name, browser type, and MIME (Multipurpose Internet Mail Extension) type by reading this information from the browser string (information contained in every user's browser).
We use tracking information to determine which areas of our sites users like and don't like based on traffic to those areas. We do not track what individual users read, but rather how well each page performs overall. This helps us continue to build a better service for you.

COOKIES

We may place a text file called a "cookie" in the browser files of your computer. The cookie itself does not contain personal information although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. However, the only personal information a cookie can contain is information that you supply yourself. A cookie cannot read data off your hard disk or read cookie files created by other sites. Sagicor Life of the Cayman Islands uses cookies to track user traffic patterns (as described above).
You can refuse cookies by turning them off in your browser. If you've set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use this site. However, you do need cookies to participate actively in online message boards, forums, polling and surveys.

USE OF INFORMATION

Sagicor Life of the Cayman Islands uses any information voluntarily given by our users to enhance their experience on our site, whether to provide interactive or personalised elements on the site or to better prepare future content based on the interests of our users.
We use information that users voluntarily provide in order to send out electronic newsletters and to enable users to participate in polls and surveys. We send out newsletters to subscribers on a regular schedule (depending on the newsletter), and occasionally send out special editions when we think subscribers might be particularly interested in something we are doing. Sagicor Life of the Cayman Islands never shares newsletter mailing lists with any third party.
When we use tracking information to determine which areas of our sites users like and don't like based on traffic to those areas; we do not track what individual users read, but rather how well each page performs overall. This helps us continue to build a better service for you. We track search terms entered in Search function as one of many measures of what interests our users but we don't track which terms a particular user enters.

SHARING OF THE INFORMATION

Sagicor Life of the Cayman Islands uses the above-described information to tailor our content to suit your needs. We will not share information about individual users with any third party, except by consent or to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.

SECURITY

Sagicor Life of the Cayman Islands operates secure data networks protected by industry standard firewall and password protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.

OPT-OUT POLICY

We give users options wherever necessary and practical. One such choice is opting not to participate in certain interactive areas, which completely alleviates the need to gather any personally identifiable information from our users.

YOUR CONSENT

By using this site, you consent to the collection and use of this information by Sagicor Life of the Cayman Islands. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.

DISCLAIMER

Sagicor Life of the Cayman Islands has taken reasonable steps to ensure the security of personal information transmitted over the Internet. However, complete confidentiality and security over this medium are not yet possible, and there exists a remote possibility of data security violations occurring. In the event of such a violation, Sagicor Life of the Cayman Islands does not accept any liability for direct, indirect, special or consequential damage arising out of the use of the site, except where such damage is proven to be caused by the negligence of Sagicor Life of the Cayman Islands.

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